Do you have a pending workers' compensation claim? An experienced workers' compensation lawyer can help you secure fair compensation from your insurance company. Below are the benefits of hiring a compensation lawyer to handle your claim.
Evidence Gathering
The lawyer will conduct an extensive assessment of your case to know what type of evidence will help maximise your compensation. For instance, in addition to medical records, the lawyer will seek statements from medical experts detailing the extent of your injuries and the possibility of future complications. Besides, he or she will also need a treatment plan showing when you should go to the hospital and the medication you should take.
The lawyer will also visit your workplace to understand the circumstances under which the accident occurred. For example, your employer may not meet the recommended safety standards. Additionally, you may have been operating a faulty machine.
Calculating Compensation
Your compensation lawyer will assess your injuries and check your salary to determine how much to claim from the insurance company. Most clients will assume that compensation claims should be paid in millions. However, asking for an unreasonable amount will complicate your case. Besides, the insurance company could deny the claim if they were to find out that you were dishonest. For instance, some people will claim permanent disability even though they suffered minor injuries. Others will claim compensation of an existing injury.
Dealing With Adjusters
The insurance company will send adjusters to investigate the claim. More often than not, the adjuster will want to interview the claimant to understand the facts of the case. Your compensation lawyer will represent you during these interviews. Insurance adjusters can twist facts to reduce your claim. For instance, they could argue that your negligence caused the injuries. Alternatively, the adjuster could contend that the injuries are not as severe as you claim. Your compensation lawyer can help reduce such claims.
Negotiations and Court Processes
The compensation lawyer will negotiate with the insurance company on your behalf. Typically, he or she will examine their counteroffer and provide compelling reasons why you deserve more compensation. The lawyer will go to court if he or she thinks that the insurance company is not interested in settling the claim.
When hiring the compensation lawyer, inquire about his or her specialisation and winning history. Besides, ask how much the lawyer will charge. Most lawyers will ask for a small percentage of the payout. Moreover, they may not charge legal fees if they lose the case.
To learn more, contact a compensation lawyer.